We have the following documents in relation to Borrowing:

Commercial Loan Agreement: A Commercial Loan Agreement is a loan agreement on commercial terms. To borrow money under a Commercial Loan Agreement, the borrower has to pay a stipulated amount of interest to the lender and repay the loan on specified dates. A loan created under a Commercial Loan Agreement can be secured or unsecured, but in the case of a secured document, additional security documents are required. Click here to know more.

Director’s/Shareholder’s Loan Agreement: Director's/Shareholder's Loan Agreement is a loan agreement for a company to borrow money from its director or shareholder. Contrary to a commercial loan agreement, a loan under a Director’s/Shareholder’s Loan Agreement can be interest free and repayable on demand. Given the relationship between the borrower and the lender, a Director’s/Shareholder’s Loan Agreement does not contain extensive representations and warranties, nor any obligations or restrictions on the part of the borrower. Click here to know more.
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​Intragroup Loan Agreement: Intragroup Loan Agreement is a loan agreement for a borrower and a lender that are both in the same group of companies.
To borrow money under an Intragroup Loan Agreement, the borrower has to pay a stipulated amount of interest to the lender and repay the loan on specified dates. Given the intragroup relationship between the borrower and the lender, an Intragroup Loan Agreement does not contain extensive representations and warranties, nor any obligations or restrictions on the part of the borrower. Click here to know more.
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​Promissory Note: Promissory Note is a simple contract that records the terms of a loan to a company. For a small sum of money borrowed, a Promissory Note is often used in place of a complex loan agreement. A loan under a Promissory Note can be interest bearing or interest free. Click here to know more.
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